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Making Tax Digital (MTD) is changing how seafarers with a rental property or self-employed work report their income.

Instead of one tax return a year, HMRC now wants an update every three months, plus your year-end return. It doesn’t mean paying tax every quarter. It’s just a report you’re now legally required to send.

It sounds like more admin, but once you’re set up, we take care of all of it, so nothing gets missed while you’re away.

Flying Fish Tax

Meet your Seafarer’s MTD accountant

Our MTD service is run by Fiona (MAAT), a qualified accountant with over 20 years’ experience. Fiona specialises in Seafarers Earning Deductions and knows how to fit MTD around life at sea.

Every MTD client starts with a one-to-one call with Fiona. She’ll check whether MTD applies to you, explain what happens next and get you set up.

Your Flying Fish Tax account for Seafarers Earning Deduction

Claiming Seafarers Earning Deduction is simple. Log your trips in and out of the UK and add your income details in your Flying Fish Tax account.

Fiona checks your Seafarers’ Earnings Deduction eligibility, prepares your return and files it with HMRC.

The only difference is that your self-employed and property income is already done, from your quarterly MTD updates.

Does MTD apply to you?

MTD applies if your self-employed and property income, added together and before expenses, is over the threshold:

From 6 April 2026: over £50,000
From 6 April 2027: over £30,000
From 6 April 2028: over £20,000

Your pay at sea doesn’t count. It’s only income from self-employment and property.

HMRC uses your tax return from two years earlier. So if your 2025/26 return shows over £30,000, you start in April 2027.

 

How it works

We’ll do the work, you just approve it

1. Book a call & get set up

After our intro call and you sign up, we’ll register you for MTD with HMRC, add you to Sage, which is the software that connects to HMRC and help you connect your bank account.

2. Approve each quarter

Every three months, we’ll check your bank feed, which you might need to reconnect, report on your income and expenses and send you the update. Once you’re happy, we submit it to HMRC.

3. Complete your tax return

At the end of the year, log your trips and income details in your Flying Fish Tax account. We’ll send you a draft to check, then file it with HMRC with your Seafarers’ Earnings Deduction.

What’s included?

From setup to your year-end return, we handle the lot. Here’s everything you get.

✓ One-to-one onboarding call
✓ Register you for MTD with HMRC
✓ Set you up in Sage and connect your bank feed
✓ Prepare every quarterly update
✓ Submit each update once you approve
✓ Your Flying Fish Tax account to log your trips and income
✓ Seafarers’ Earnings Deduction calculated for you
✓ Prepare and file your tax return
✓ Answer your questions wherever you are in the world
✓ All handled by a MAAT-qualified accountant

All we need from you: separate bank accounts for self-employment and property, your bank kept connected to Sage, a quick yes on each update, and your trips and income details in your account at year end.

FAQ’s

Making Tax Digital for Seafarers

£700 per year

Start a conversation with a qualified accountant